Credit Card

Hello, guys today we are going to learn about credit card as like-what is a credit card, what is the interest charged on credit card on your transaction, why we need a credit card, why there is a call to give credit card, how to use credit card, how to apply online for credit card these are the question that everyone has in there mind but no one asks to other so let's begin
credit card

1.what is a credit card?
so as to read the question what is credit card?.so we have two type of card 1 is debit card & credit card these two cards are also famous as plastic money these cards are invented in the two different times the credit card is invented in the 1950s and the debit card is invented in mid of the 1970s. the debit card is invented in Canada and the credit card is invented in America. because they didn't want to carry money with them so as per the importance of credit card the bank issued a card from which you can take credit from the bank as from the interest charged upon different credit.

 2.what is the interest charged credit card upon your transaction?
so you know that from the credit card you can get the short term loan from a bank and them charge interest on your credited amount there is different interest to pay  to other banks there is one interest scheme of some bank click on this link below to see the interest scheme on credit card 
CREDIT SCHEME
                                             
3.why there is a call to give credit card?
so you see the interest charge scheme on credit card if no then click on credit scheme now we will discuss the why call center asks for a credit card so just suppose that there is only the profit of bank by giving the credit card to you so the bank share your data with call center like a phone number some time if you took a loan of 50,000
from the bank then you need to pay 60-70,0000 as per late you need to avoid the credit card, at last, I will tell you why we need a credit card?

 4.why we need a credit card?
so we discuss why we need a credit card now you need to imagine what I say so  just suppose you need to your fees tomorrow of some important institution but from some reason, you can't arrange  money but have assured you will have money tomorrow so now credit card will help you can take fast short term loan from bank and because you are assured you will have money tomorrow then you can pay loan as fast you have money but if you are not assured you will not have money soon then don't use  credit card this was my advice and some people use ninja technique like they take many cards from many banks and use them to pay for the first one and use third to pay the second one there is the simple trap made  by banks I think you will understand credit card is made emergency so use in emergency not every time and everywhere just use money which you have if not then there is how to apply for credit online 

5. How to apply online for a credit card?
so there is many trusted website to apply for a credit card but you should use the official website bank in which you have your account and there is some unofficial website but they are very trusted website at so fill-up the online application form to get a credit card but but but beware of some scame-scheme-scandal
as you there is too many scame on credit card they take your confidential data and some time sell to the third party and some for evil purposes so I am giving  you some link to apply to click on these link on your risk 
www.paisabazaar.com › credit-card

6. what is the credit score and how to check your credit score?
in this term, we will discuss the credit score so as from the word credit score there will be the credit history and it shows the creditworthy ness of an account holder. there a count of 300-800
if your credit goes it is  better for your credit card because you have much balance account which is debited if you are the user of credit card then take your credit score upper and if you want to increase your credit score follow these tricks
  • Have an open account in good standing
  • Diversify your credit accounts
  • Pay your bills on time
  • Reduce your debt balance
  • Get rid information your reports
apply these tips carefully and your credit score will go up soon


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